Dec 7, 2012

Are You Entitled To Claim Back PPI?

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By Mike Ryan


PPI or Payment protecting insurance has become a hot topic nowadays. So if you have applied for a payment protection insurance, then it is important to know what are the scenarios or qualification in order for you to know if you are entitled and eligible for a claim back PPI.

Payment Protection Insurance (PPI)

Just before we continue, we will tackle what is PPI about. PPI is an insurance plan that's a protection in case you aren't able to pay a loan or other loaning financial agreement just like that of a credit card. The idea here is, if you sign up for PPI, the money that you're spending on a month-to-month basis are the one to be used to pay your financial loans or credit cards and save you from legal action in a number of specific situations and reasons you are in.

Although PPI has been offered for many years now, this insurance recently get into scrutiny for some occurrence of misclaims and misselling. There are many individuals who had applied for PPI thinks that they have applied and granted for PPI accidentally and inappropriately. And that's why, most people are looking for reasons on and how to claim back PPI when it comes to missold policies.

Upon and in the process of studying these issue, it has been found out that there are indeed a lot of people who have applied for PPI and been denied of a claim because they are not eligible for it at the first place they have applied for it. Many people were shocked to find out that they were paying for a policy that they won't be able to use. Most of these people are retired people; they were paying for months and years the time when they are employed, only to find out that they will not benefit from it.

Claim back PPI

Now, when you have applied for PPI then better determine if you're qualified for claims. In cases like this, the first thing you should do is do many verifying. You have to check and take into account all credit agreements which you have and had taken out in the past years - your mortgages, loans and credit cards; all the stuff where you've lent money. If you have withdrawn a PPI for the situation that you won't be able to pay for it then chances are you weren't provided the right to look into the terms and the policy in where you'll have a claim back PPI.

The process for claim back PPI can be complicated so it's important that you will get in contact with a solicitor who concentrates on the laws that pertains to claim back PPI. You may educate yourself also by being familiar with it through media, the net and others who had signed PPI before.

Now, in the process of claim back PPI, it is important to have a specialist deal with the issue. If you are not sure on how, what and why, then consult a specialist first to make claim back PPI smoothly and fast.




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1 comments:

  • December 7, 2012 at 2:21 AM
    Unknown says:

    Wow, Nice blog post. I have never seen this type post. I founded good information about ppi claim. Thanks for sharing this one.
    By
    William Martin
    PPI Claims Made Simple

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